:root{--navy:#10243d;--navy2:#193658;--brass:#c9a24b;--brass-d:#a98530;--cream:#f7f3ea;--ink:#1c2733;--muted:#5b6674}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font-family:'Figtree',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.7}
h1,h2,h3,.brand-name{font-family:'Fraunces',Georgia,serif}
a{color:var(--navy2)}
.brass{color:var(--brass)}
.text-white-75{color:rgba(255,255,255,.78)}

/* navbar */
#mainNav{background:rgba(16,36,61,.96);padding:.5rem 0;box-shadow:0 2px 14px rgba(0,0,0,.18)}
.logo-chip{display:inline-flex;background:var(--cream);border-radius:10px;padding:4px 8px}
.logo-chip img{height:38px;width:auto}
.brand-name{color:#fff;font-size:1.3rem;font-weight:700;letter-spacing:.01em}
#mainNav .nav-link{color:rgba(255,255,255,.82);font-weight:500;padding:.5rem .9rem}
#mainNav .nav-link:hover,#mainNav .nav-link.active{color:var(--brass)}
.navbar-toggler{border:0;color:#fff;font-size:1.9rem;line-height:1;padding:.1rem .4rem}
.navbar-toggler:focus{box-shadow:0 0 0 2px var(--brass)}
.btn-brass{background:var(--brass);color:#10243d;font-weight:600;border:0;border-radius:999px;padding-left:1.4rem;padding-right:1.4rem}
.btn-brass:hover{background:#dab760;color:#10243d}
.btn-outline-light{border-radius:999px}
@media(max-width:991.98px){#navLinks{padding:.75rem 0 1rem}#navLinks .btn{margin-top:.5rem}}
@media(max-width:380px){.brand-name{font-size:1.1rem}.logo-chip img{height:30px}}

/* hero: typographic-forward, navy/brass */
.hero{min-height:100vh;display:flex;align-items:center;padding:7rem 0 5rem;color:#fff;position:relative;overflow:hidden;
  background:radial-gradient(ellipse 70% 60% at 80% 40%,rgba(201,162,75,.20),transparent 70%),linear-gradient(135deg,#10243d 0%,#1d4068 100%);
  clip-path:polygon(0 0,100% 0,100% 94%,0 100%)}
.hero-content{background:rgba(0,0,0,.20);backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);padding:2rem;border-radius:16px}
.hero-eyebrow{color:var(--brass);letter-spacing:.2em;text-transform:uppercase;font-size:.85rem;font-weight:600;text-shadow:0 0 3px rgba(0,0,0,1),0 1px 12px rgba(0,0,0,.95),0 0 30px rgba(0,0,0,.8)}
.hero-title{font-size:clamp(3rem,8vw,6rem);line-height:1;font-weight:700;margin:.4rem 0 1rem;text-shadow:0 0 4px rgba(0,0,0,1),0 2px 20px rgba(0,0,0,.95),0 0 60px rgba(0,0,0,.8)}
.hero-subtitle{font-size:1.4rem;margin-bottom:.4rem;text-shadow:0 0 3px rgba(0,0,0,1),0 2px 16px rgba(0,0,0,.95),0 0 40px rgba(0,0,0,.85)}
.hero-tagline{font-size:1.1rem;color:#e6dcc2;text-shadow:0 0 3px rgba(0,0,0,1),0 1px 12px rgba(0,0,0,.95),0 0 30px rgba(0,0,0,.9)}
.years-card{border:1px solid rgba(201,162,75,.6);border-radius:20px;padding:2.5rem 2rem;text-align:center;background:rgba(255,255,255,.05);display:flex;flex-direction:column;align-items:center}
.years-num{font-family:'Fraunces',serif;font-size:clamp(6rem,14vw,10rem);line-height:.9;font-weight:700;color:var(--brass)}
.years-label{font-size:1.2rem;margin-top:.5rem}
.years-rule{width:60px;height:2px;background:var(--brass);margin:1.2rem 0}
.years-offices{font-size:.9rem;color:rgba(255,255,255,.75)}
@media(max-width:991.98px){.hero{min-height:auto;padding:6.5rem 0 5rem}.hero-content{padding:1.5rem}}

/* sections */
.section{padding:6rem 0}
.section-tint{background:var(--cream)}
.section-navy{background:var(--navy)}
.kicker{color:var(--brass-d);text-transform:uppercase;letter-spacing:.18em;font-size:.8rem;font-weight:600;margin-bottom:.5rem}
.kicker-light{color:var(--brass)}
.section-title{font-size:clamp(1.9rem,4vw,2.8rem);font-weight:700;color:var(--navy);line-height:1.15;margin-bottom:1rem}
.lead-text{font-size:1.15rem;color:var(--muted)}
@media(max-width:767.98px){.section{padding:4rem 0}}

.cov-card{background:var(--cream);border-radius:16px;padding:2rem 1rem;text-align:center;height:100%;border-bottom:3px solid var(--brass)}
.cov-card i{font-size:2.4rem;color:var(--navy2)}
.cov-card h3{font-size:1.4rem;margin:.6rem 0 0;color:var(--navy)}
.perks{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:3.5rem}
.perk{display:flex;gap:.9rem;align-items:flex-start;padding:1.2rem 1.3rem;border:1px solid #e3dccb;border-radius:14px}
.perk i{color:var(--brass-d);font-size:1.4rem;line-height:1.3}
.perk-fill{background:var(--navy);color:#fff;border-color:var(--navy);align-items:center;font-weight:600}
.perk-fill i{color:var(--brass)}
@media(max-width:991.98px){.perks{grid-template-columns:repeat(2,1fr)}}
@media(max-width:575.98px){.perks{grid-template-columns:1fr}}

.carrier{background:#fff;border-radius:14px;height:130px;display:flex;align-items:center;justify-content:center;padding:1.2rem 1.6rem;box-shadow:0 2px 12px rgba(16,36,61,.07)}
.carrier img{max-width:100%;max-height:80px;width:auto;height:auto;object-fit:contain}
.carrier-fill{background:var(--navy);text-align:center;color:#fff;font-family:'Fraunces',serif;font-size:1.15rem;line-height:1.35}

.office{background:#fff;border:1px solid #e6e0d0;border-radius:18px;overflow:hidden;height:100%;display:flex;flex-direction:column}
.office img{width:100%;height:280px;object-fit:cover;object-position:center 35%;display:block}
.office img.tall{object-position:center 40%}
.office-body{padding:1.5rem 1.6rem 1.2rem}
.office-body h3{font-size:1.6rem;color:var(--navy)}
.office-body p{margin:.3rem 0;color:var(--muted)}
.office-body i{color:var(--brass-d);margin-right:.35rem}
.office-body a{color:var(--navy);font-weight:600;text-decoration:none}
.fax{margin-left:.6rem;font-size:.9rem}

.map-wrap{border-radius:18px;overflow:hidden;border:3px solid rgba(201,162,75,.5);aspect-ratio:4/3}
.map-wrap iframe{width:100%;height:100%;border:0;display:block}

.site-footer{background:#0a1829;color:#cfd6df;padding:3rem 0 1.5rem}
.foot-links a,.social{color:#cfd6df;text-decoration:none;margin-right:.3rem}
.foot-links a:hover,.social:hover{color:var(--brass)}
.social{margin-left:1rem}
.powered{display:flex;justify-content:space-between;flex-wrap:wrap;gap:.5rem;margin-top:2.2rem;padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.12);font-size:.9rem}
.powered a{color:var(--brass);text-decoration:none}
.powered a:hover{color:#fff}